A study carried out by Fool indicates that many budding Jeremy Clarksons and Lewis Hamiltons want to purchase a vehicle that will turn the heads of passers-by and fellow motorists. Just under two-fifths (39 per cent) of males were revealed to desire such an automobile. Young motorists appear to be especially keen to get a showy set of wheels with 46 per cent of men between the ages of 18 and 25 wanting such a vehicle. Women are not being left stalling at the lights either, as 60 per cent of wannabe Fiona Leggates and Vicki Butler-Hendersons from the same age demographic desire such a car.

Those looking for a competitive way to fund purchasing a fancy car, such as a Porsche 911 or Ferrari Enzo, may wish to consider taking out a “Low-Cost Loans”

However, findings by the “personal finance publication” also indicated that women appear to grow out of wanting a car that will simply attract envious looks from others. An estimated 40 per cent of all females claim to want an environmentally-friendly automobile. In addition, the study showed that more than two out of three car purchases are second-hand vehicles.

David Kuo, head of personal finance at Fool, said: “Jokes are often made about flashy cars representing mid-life crises, but it’s no laughing matter when one in six people say upcoming car purchases will be made on credit. If you have to buy a car then paying for it either partly or entirely from savings will greatly reduce your motoring costs. Every 1,000 pounds that you use from savings to buy your car will slash your total car finance bill by 275 pounds over five years. Using your savings to buy a car is a healthy way to overcome car sickness, which is the feeling you get when your monthly car “Loan” instalments are due.”

The findings also indicated that many drivers misjudge the effect of depreciation on their current vehicle. At present the typical Briton thinks that their car goes down in value by ten per cent every year. However, in reality Fool pointed out that values diminish by 15 per cent a year. For those who spent 11,250 pounds on a car seven years ago it was claimed their automobile will now be worth 3,600 pounds, not the 6,193 pounds they were anticipating.

With such a shortfall in regards to the impact of depreciation, taking out a low-rate loan might be particularly helpful to people looking to part-exchange their existing car for a current model. Such a “Loan” not only may provide people with low-cost repayments to make each month, but could also lend a helping hand to drivers discovering they need extra funds to get their dream model. In 2007, a study by AA Personal Loans showed the number of Britons wanting to buy an environmentally-friendly car had surged to 20 per cent. Meanwhile, Lloyd East, director of personal loans at the firm, claimed that drivers wanting to get a vehicle should consider getting a “Cheap Loans” ahead of a showroom finance deal.

“Loan Arrangers” providing you with breaking “Loan” news.

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